During This Consultation


We will me over telephone or via Zoom and discuss your credit. Prior to our meeting you will receive access to Smart Credit with your full 3 bureau credit reports and an in depth analysis in PDF format.

Meet Your Credit Coach


My name is Chaka Yarbor and I am a financial coach living near Memphis, TN. I have had my own issues with credit and that is what led me to learning more about credit and finance. I have become an expert in the areas of consumer rights and the federal laws that set the guidelines for credit reporting in America.

Before your session...

Please fill out the form below to help guide your coaching session.

Frequently Asked Questions



Can I get a refund if I'm unhappy with my purchase?

If you are unsatisfied with your coaching, reach out to us. We will do what we can to make sure you are satisfied. Coaching and digital products are generally nonrefundable since because they cannot be returned.



How do I schedule my appointment?

Upon purchasing coaching, you'll receive further instructions on how to book a time for your appointment.



Can I purchase coaching more than once?

Absolutely! If you find yourself in need of coaching more than once, simply purchase the coaching again.